Need insurance + have squibs = Argh!

Arg! Most of my Director's Blog posts seem to mention insurance, and so it shouldn't be a surprise when I say it's such an annoying process of getting some!! I've just found out that if you have any squibs on the set, it makes getting basic short term coverage a pain!!! We're now strongly reconsidering whether we should have live pyrotechnics on site...arg!